Welcome to JC Penney Benefits!

New Hires & Newly Eligible

JCP offers plans designed to help manage your health and provide you with financial protection. Whether you are a new hire or newly eligible for full-time benefits, this site contains the information and education you need to make an informed decision about you JCP benefit elections.

Step 1


Learn all about all JCP’s benefits, discounts, and perks.

Benefits Guide

Review your benefit options.

Which plan is right for me?

Now sure which medical plan is the best fit?

Take a look at the HSA

Learn how to pay for healthcare now and save for the future.

Step 2


Plan for your future by reviewing your retirement options.

401(k) Safe Harbor Plan

All associates are eligible on your first day of employment if you are at least 21 years of age.

Company Match Contributions

JCPenney matches your retirement savings dollar-for-dollar, up to 5 percent of your pay! Eligibility restrictions apply.

Investment Options

A wide range of investment options is available to fit many investment styles.

Step 3


Enroll in your benefits when you've made your decisions and your enrollment window is open.

New Hires

New Hires must enroll within 30 days of your date of hire.

Newly Eligible

Newly Eligible associates will receive an enrollment letter with a personalized deadline from the JCPenney Benefits Center when you become eligible.

Ready to Enroll?

Click to enroll when you are ready to make your benefit elections.


Which benefits am I eligible for?

Your health and welfare benefits eligibility is based on your employment status when hired, and then on an ongoing basis measured during the annual look-back period.

< 30 hrs/wk average
> 30 hrs/wk average
Basic Life Insurance
Additional Life and AD&D Insurance
Business Travel Accident
Legal Service Plan
Critical Illness, Accident and Hospital Indemnity Insurance
401(k) Safe Harbor Plan
Associate Discount Program
JCPenney Perks
Adoption Assistance
Commuter Benefit
Time Off
My Time Off
See guide for details
Incidental Time Off
See guide for details
Leave of Absence
Paid Parental Leave
Get Help

Have questions?

Get quick and easy access to all your benefit vendors. For general benefit questions, such as eligibility or enrollment, call the JCPenney Benefits Center to speak with a benefits specialist.

Monday - Friday
8 a.m - 8 p.m. Central Time