Life Events

Getting Married

Congratulations! Getting married is an exciting moment in life. Before you walk down the aisle, there are a few things you should consider.

Exploring Your Options

Compare your health and welfare coverage.

Review your JCPenney and your spouse’s health and welfare coverage to determine which is the right fit for your new family. You can add your spouse to your coverage or end your JCP coverage if you are moving to your spouse’s policy. Some key considerations as you decide:

  • Cost vs. Coverage: Balance premium rates with the level of care.

  • Network Scope: Ensure your preferred healthcare providers are in-network.

  • Your Unique Needs: Evaluate coverages for specialized treatments or medications you may need.

couple comparing health and welfare coverage
couple saving money piggy bank
Securing Your Shared Future

Optimize savings and planning.

As you blend your lives, don't forget to harmonize your financial plans as well. From boosting your HSA contributions to re-evaluating your 401(k) goals, here's how you can make the most of your employee benefits to secure a prosperous future together.

Maximize your accounts.

If you are enrolled in the one of the two HSA medical plans and add your spouse, you can increase your HSA contribution up to the IRS family limits. See the Benefits Guide for more information.

Plan for your future.

Discuss your long-term strategy with your new spouse. Are you setting enough aside in your 401(k) to reach your goals? Retirement may seem like a long time away, but remember, making small contributions each paycheck can yield a big savings balance over time.

Don't Forget!

Update your beneficiary!

Review your beneficiary designations on your life and AD&D insurance as well as your 401(k) and other non-JCPenney financial investments and policies and update as needed.

Take advantage of big savings!

Want to save money on your honeymoon? You and your spouse will have access to thousands of national and local discounts through You can save big on travel, entertainment, mortgage services, banking, auto loans, and much more.

savings piggy bank
Get Help

Have questions?

Get quick and easy access to all your benefit vendors. For general benefit questions, such as eligibility or enrollment, call the JCPenney Benefits Center to speak with a benefits specialist.

Monday - Friday
8 a.m - 8 p.m. Central Time